Articles by: Grace Noto

Creating a ‘Blockchain Industry:’ Patenting the Blockchain

Creating a ‘Blockchain Industry:’ Patenting the Blockchain

by December 29, 2016 at 11:04 am 2 comments

Patent filings for blockchain technology have more than tripled since 2014; this spike includes patents filed by cryptocurrency exchanges such as Coinbase, payment processors like Mastercard, and banks like Goldman Sachs and the Bank of America. According to a report conducted by law firm Reed Smith, the most popular areasRead More

Is Social Media Key to Hitting the Trillions for (Fin)Tech Companies?

Is Social Media Key to Hitting the Trillions for (Fin)Tech Companies?

by December 27, 2016 at 9:34 am 1 comment

Could Microsoft be the first technology company to earn a one trillion market value? Analyst Michael Markowski seems to think so, citing the technology giant’s recent acquisition of professional social media site LinkedIn as the boost that pushed Microsoft into the race. According to Markowski, this places Microsoft alongside digitalRead More

The Future of the Bank Branch [INFOGRAPHIC]

The Future of the Bank Branch [INFOGRAPHIC]

by December 26, 2016 at 10:01 am 1 comment

The future of banking most probably involves a completely re-vamped branch structure–but what will the bank branch of the future look like? Bank Innovation conducted a survey to find out, partnered with Worldwide Business Research, which explored the topic at its Future Branches event in La Jolla, California. The executives enjoying theRead More

Mobile Wallet Use to Grow Thanks to Popularity of Mobile Shopping, Says Study

Mobile Wallet Use to Grow Thanks to Popularity of Mobile Shopping, Says Study

by December 23, 2016 at 9:59 am 2 comments

Mobile wallets are set to become more popular bit by bit across the globe over the next four years, according to a study by Technavio, which cites the much more rapid growth of “m-commerce,” or mobile shopping, as one of the primary factors that will bring consumers to mobile wallets.Read More

Top 10 Blockchain Headlines of 2016

Top 10 Blockchain Headlines of 2016

by December 22, 2016 at 9:56 am 2 comments

Blockchain—possibly the buzziest of buzzwords in 2016. The world saw the rise of new enterprise blockchains, how the technology might be used to transport gold, to safely move perishable items like pork through a supply chain, and most importantly for those of us in the fintech trenches, we saw banks,Read More

Blockchain for Gold, the Banque de France, and Zcash’s Decline

Blockchain for Gold, the Banque de France, and Zcash’s Decline

by December 21, 2016 at 11:24 am 1 comment

The Euroclear Bankchain has successfully completed its first pilot, a service launched by financial blockchain solutions firm Paxos and the Euroclear Bankchain Market Advisory Group. The Euroclear Bankchain is designed for the settlement of London’s bullion (gold) market, and is scheduled to go live for the first time in 2017.Read More

Citi’s Global API Developer Hub Has Nearly 50 APIs One Month After Launch

Citi’s Global API Developer Hub Has Nearly 50 APIs One Month After Launch

by December 20, 2016 at 11:27 am 2 comments

 Citi Fintech kicked off its one-year anniversary this November through the launch of its Global API Developer Hub, a platform that has developed 49 APIs across eight usage categories after just one month of availability. “This was our foray into an open-innovation approach, which is something we’re seeing a lotRead More

Top 4 Fintech Funding Rounds: Hopper, Memebox, Personal Capital, NoBroker

Top 4 Fintech Funding Rounds: Hopper, Memebox, Personal Capital, NoBroker

by December 19, 2016 at 11:12 am 1 comment

With the holiday season in full swing it seems fintech investors are spreading the cheer. From fare-predicting apps to e-commerce to real estate, fintech had a good week. Below are our top fintech funding rounds of the week: Hopper Montréal-based airfare predicting app Hopper just raised $62.2 million in aRead More

PayPal’s Partnership Frenzy Continues with Citi, FIS Deals

PayPal’s Partnership Frenzy Continues with Citi, FIS Deals

by December 15, 2016 at 4:22 pm 2 comments

PayPal is partnering with financial technology provider FIS and Citigroup in order to provide better, faster, stronger digital payments to all users involved—financial institutions, payment processors, and banking customers, it was announced today. “It’s great that our clients can now extend this capability to their customers through PayPal,” says DougRead More

Walmart Uses Prizes to Help Its MoneyCard Customers Save

Walmart Uses Prizes to Help Its MoneyCard Customers Save

by December 15, 2016 at 3:05 pm 1 comment

Walmart, in partnership with Green Dot, today announced “Prize Savings,” a cash rewards savings program conducted through its Walmart MoneyCard product. Walmart and Green Dot, which issues the retailer’s cards, partnered with national organization Commonwealth on the offering, a firm which has created PLS (Prize-Linked Savings) programs that have generatedRead More