Articles by: JJ Hornblass

PayPal Spin Off Is All About Apple Pay

PayPal Spin Off Is All About Apple Pay

by September 30, 2014 at 10:33 am 3 comments

It is no coincidence that three weeks to the day after Apple Pay‘s introduction eBay Inc “chose” to spin off PayPal. In announcing today that it will IPO PayPal in late 2015, eBay effectively acknowledged that PayPal will find it far more difficult to score the double-digit rate of growth theRead More

What We Hope to See From the Leumi Hackathon

What We Hope to See From the Leumi Hackathon

by September 30, 2014 at 9:29 am 0 comments

To explain the remarkable technology innovation coming out of Israel, one Israeli entrepreneur once said that in the tiny nation, “there’s zero tolerance for work-arounds.,” This is the kind of attitude we are looking forward to seeing aimed squarely at fintech. Indeed, on Oct. 22-23, Leumi, one of Israel’s largestRead More

MasterCard Takes Leveraging iPhone 6 Hype to a Whole Other Level

by September 19, 2014 at 11:35 am 1 comment

Long lines were forming outside AT&T shops long before dawn this morning — and least in Manhattan — in what can only be described as a consumer frenzy. But all the hype surrounding the iPhone 6/6 Plus launch today was leveraged to a whole other level today by MasterCard, anRead More

Stripe Said to Be Headed for IPO or Acquisition

Stripe Said to Be Headed for IPO or Acquisition

by September 17, 2014 at 2:37 pm 0 comments

Stripe, a payments company for developers, “is widely regarded as a potential initial public offering candidate or acquisition target down the road.”

Never Mind Apple’s Stance, Data Remains a Core Payments Pursuit

Never Mind Apple’s Stance, Data Remains a Core Payments Pursuit

by September 16, 2014 at 10:26 am 2 comments

For Apple, privacy means not even securing data, but abstinence from it. What about the rest of the fintech world?

DEMO: Apple Pay Is Wicked Cool

DEMO: Apple Pay Is Wicked Cool

by September 10, 2014 at 11:04 am 3 comments

This Apple Pay demo makes it clear just how central Touch ID is to the Apple Pay experience.

VIDEO: Bootleg of Apple Introducing Apple Pay

by September 9, 2014 at 2:57 pm 0 comments

Apple takes aim at the $12 billion-per-day payments industry with Apple Pay. Here’s a bootleg of Eddy Cue, SVP at Apple, unveiling Apple Pay today.

VIDEO: Sculley Says M-Payments to Be Apple’s Next ‘Creative Leap’

by September 8, 2014 at 2:42 pm 1 comment

John Scully, the former CEO of Apple Inc., thinks that mobile payments at Apple, expected to be launched tomorrow, will amount to a “creative leap” on par with Apple’s introduction of the iPod or iPhone. Judge for yourself in this video from Bloomberg released today:

Why ‘Softcard’ Is Just an Awful Brand Name

Why ‘Softcard’ Is Just an Awful Brand Name

by September 4, 2014 at 11:59 am 0 comments

With the opportunity to rebrand (the payments firm, not the terrorist organization), ISIS could have gone in a multitude of directions. Alas, yesterday it chose “Softcard,” which is, to quote some friends on LinkedIn, a “horrendous choice.”

What’s the State of Banking Innovation?

What’s the State of Banking Innovation?

by September 2, 2014 at 7:00 am 0 comments

Is the intensity of banking innovation really heating up?

Why IT Needs to Be Part of the Regulatory Compliance Debate

Why IT Needs to Be Part of the Regulatory Compliance Debate

by August 22, 2014 at 10:42 am 0 comments

The ABA’s Frank Keating argues that banks deserve “balanced, nuanced” regulatory compliance that does not upend their economic prospects, particularly for smaller community banks. But that argument rings hollow.