Are 1% down mortgages bad news for fintech?

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Quicken Loans has been offering 1% down mortgages for a year now. It’s not for everyone, the company says, but won’t these type of offers potentially lead to a new bubble, and might that be bad for fintech?

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Asked on June 30, 2016 2:11 pm
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(pallavi at July 5, 2016 1:42 am)

Ironically, fintech may also be inadvertently fueling a mortgage bubble by allowing mobile onboarding and making KYC so much less painful. The watchword for years has been removing friction, but perhaps the experience of taking on a large loan through one’s mobile phone should not be such a pleasant or easy experience?

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