Lending

How E-Signatures Enable Remote Account Openings [SPONSORED]

How E-Signatures Enable Remote Account Openings [SPONSORED]

by July 2, 2015 at 1:00 am 0 comments

Today, banks, credit unions and other financial services providers need to be where the customer is – online and on mobile devices. In this white paper, we explore how e-signatures make it easier for consumers to open accounts remotely on tablets and smartphones, while also strengthening compliance. Highlights include: RemoteRead More

3 Startups to Watch: Everledger, ByeBuy, B-Secur

3 Startups to Watch: Everledger, ByeBuy, B-Secur

by July 1, 2015 at 10:57 am 0 comments

In a new feature, we look at three startups — from the multitudes of fintech ventures being launched these days — that stick out. For any number of reasons. The three below touch on security and fraud prevention (ever a hot area in financial services) and leasing (not ever a hotRead More

The Shot Heard ‘Round the Banking World

The Shot Heard ‘Round the Banking World

by June 29, 2015 at 8:44 am 3 comments

One of the highlights of this year’s Next Bank USA conference  held June 16th in New York was the session titled “The Great Debate: Who will Rule Banking in the Future – Banks or FinTechs?”  Bank Innovation’s Phil Ryan summarized the session well in his recent post here. The panelistsRead More

2015 Innovators to Watch: 44 Executives Shaping the Future of Banking

2015 Innovators to Watch: 44 Executives Shaping the Future of Banking

by June 24, 2015 at 11:49 am 10 comments

The technology matters. The ideas matter. The business models matter. The use cases matter. The customer experience matters. The people of innovation matter most. Nothing gets done or innovated in banking without entrepreneurs, bankers, VCs, service providers who have the vision to see what cannot be seen today, to discernRead More

‘FinTech 2.0′ Drops Disruption for Collaboration

‘FinTech 2.0′ Drops Disruption for Collaboration

by June 19, 2015 at 11:11 am 3 comments

The latest crop of Innotribe startups don’t talk about disrupting banks. They want to be built into banks’ software. Kevin Johnson, Innotribe Startup Challenge manager, said yesterday that while FinTech 1.0 was about disruption, FinTech 2.0 is about the C-word: collaboration. The fourth and final leg of Innotribe’s 2015 Startup ChallengeRead More

Introducing Bank Innovation Israel, Nov 10-11 in Tel Aviv

Introducing Bank Innovation Israel, Nov 10-11 in Tel Aviv

by June 18, 2015 at 11:05 am 0 comments

They don’t call it Startup Nation for nothing. With the exception of Silicon Valley, Israel is the world’s top incubator for startups — and fintech is increasingly becoming hot there. Some of the world’s most remarkable fintech startups have their roots in Israel, while big-names banks are starting — orRead More

Brett King today espousing the virtues of next-generation artificial intelligence.

With More AI Comes Refinement, Not Revolution, in Banking

by June 17, 2015 at 11:59 am 1 comment

This has nagged me for some time: if it is so easy to build a financial model today, why am I not inundated with model-driven financial services? No company is offering me a “smart” payment card that automatically switches between debit and credit depending on money costs. No company is offeringRead More

Goldman Sachs Positions Itself for Alt Lending-Driven Structured Finance

Goldman Sachs Positions Itself for Alt Lending-Driven Structured Finance

by June 16, 2015 at 11:10 am 0 comments

Goldman Sachs & Co.’s move into alternative lending appears to be as much about structured finance as it is about making loans. Goldman’s consumer lending plans were made public today. According to The New York Times report, “The new unit will offer the loans through a website or an appRead More

Plenti Branding Ramps Up as AT&T Ad Runs During NBA Finals [VIDEO]

Plenti Branding Ramps Up as AT&T Ad Runs During NBA Finals [VIDEO]

by June 15, 2015 at 11:04 am 0 comments

The Plenti nationwide advertising campaign, which kicked off last month, hit high gear last night when AT&T used its spots during the NBA Finals for the rewards program. The Plenti rewards program, administered by American Express, officially kicked off on May 4. Generally, the ads center on the idea thatRead More

USAA to Relaunch App With ‘Full Personalization’ This Summer

USAA to Relaunch App With ‘Full Personalization’ This Summer

by June 9, 2015 at 9:46 am 0 comments

AUSTIN, Texas — “My app” will have a whole new meaning for USAA customers later this summer. The bank for consumers with ties to US military service members told Bank Innovation yesterday that it will relaunch its mobile app to include “complete personalization.” The overhaul of the app is part of aRead More

Mobile Apps, Instant Decisioning Come to HealthCare Finance

Mobile Apps, Instant Decisioning Come to HealthCare Finance

by June 8, 2015 at 11:46 am 0 comments

Healthcare finance is due for disruption — a look at any medical bill will tell you that. The process is complex, and everyone needs healthcare at some point and is forced to muddle through the painful, archaic process. Elective healthcare, which largely operates outside the billing system run by healthRead More