A still from Final's video. Final looks to replace credit cards with static numbers

Just 9 FinTech Startups Present at Y Combinator’s Demo Day

by March 25, 2015 at 11:46 am 1 comment

More than 100 companies demoed at Y Combinator’s Winter Demo Day, which runs for two days and concluded yesterday. Fintech, however, was not particularly well-represented. Just nine fintech startups in all presented. Y Combinator is arguably the leading incubator in Silicon Valley, which is why fintech’s under-representation this week at DemoRead More

Is Facebook Paying $0 for Payment Processing?

Is Facebook Paying $0 for Payment Processing?

by March 24, 2015 at 10:41 am 1 comment

One of the rumors circulating around Facebook’s new payments service is that the social media giant will not pay even 1 basis point to process payments. While this is just an unlikely rumor, the scuttlebutt is indicative. It shows that: a) Facebook may have negotiated hard with the payments networks; b) theRead More

Is There Hope for Community Banks?

Is There Hope for Community Banks?

by March 20, 2015 at 10:26 am 1 comment

Most Americans would like to do their banking with a community institution, but don’t. This is bad news for community banks. A survey released last week, the 2015 Consumer Banking Insights study, notes that Americans feel very positively about community banks and and credit unions. The study was sponsored byRead More

10 Coolest Brands in Banking 2015

10 Coolest Brands in Banking 2015

by March 19, 2015 at 11:55 am 8 comments

How do you define “cool”? The Urban Dictionary (which is way cooler than other dictionaries) says “cool” is: An adjective referring to something that is very good, stylish, or otherwise positive. [As in,] Your computer is very cool. Welcome to our fourth annual list of the 10 financial services brandsRead More

Bank Innovation, Open Bank Project Form API Research Partnership

Bank Innovation, Open Bank Project Form API Research Partnership

by March 16, 2015 at 11:16 am 4 comments

Bank Innovation has teamed with the Open Bank Project to conduct a research initiative surrounding the use of APIs in banking. Specifically, Bank Innovation and the Open Bank Project will undertake a research survey to better understand how banks worldwide are prioritizing API initiatives and why. We intend for the query to uncoverRead More

Coolest Brands 2015: Lending ClubPeerless

Coolest Brands 2015: Lending Club


by March 15, 2015 at 5:56 pm 0 comments

Among peer-to-peer lenders, Lending Club has no peer. Renaud Laplanche launched Lending Club in 2006 when he noticed the disparity between the interest he was paid on his savings account and what he was charged on his credit card. His company, now publicly traded under the ticker symbol LC, offersRead More

Coolest Brands 2015: US Bank‘A Little Bit Better Than Everyone Else’

Coolest Brands 2015: US Bank

‘A Little Bit Better Than Everyone Else’

by March 15, 2015 at 5:56 pm 1 comment

Ok, ok, we know banks aren’t cool. Trust us on this one. US Bank wears the mask of a respectable super-regional bank. But behind that stolid exterior, it is anything but ordinary. With a mobile banking experience that is a pacesetter for larger rivals and a dynamic innovation team, USRead More

Coolest Brands 2015: FidorHang ‘em From the Yardarm!

Coolest Brands 2015: Fidor

Hang ‘em From the Yardarm!

by March 15, 2015 at 5:55 pm 1 comment

You know something is different when a bank, yes, a bank hosts its developer day events at the URL www.pirates-of-banking.com. There is but one bank that does so: Fidor Bank of Germany. Fidor has quickly become the poster child for the anti-bank bank, especially now that Simple has been swallowedRead More

Coolest Brands 2015: The Meh List

Coolest Brands 2015: The Meh List

by March 15, 2015 at 10:08 am 0 comments

Standard Chartered Bank Amazon Payments Dwolla Mint Bitcoin Comerica Quick View promos Google MCX Coin Coolest Brands 2015 Home | Alphabetical List

Coolest Brands 2015: Top 10 Alphabetical List

by March 15, 2015 at 10:05 am 1 comment

American Express Apple Fidor Lending Club Ripple Starbucks Stripe US Bank Venmo Xignite Coolest Brands 2015 Home

Coolest Brands 2015: American ExpressBetter than Budweiser

Coolest Brands 2015: American Express

Better than Budweiser

by March 15, 2015 at 9:44 am 2 comments

After Apple launched its Apple Watch, it unveiled a TV ad that aimed to show just how cool it is. The ad, which hit airwaves in March 2015, flashed through the different features of the new product: email functionality, weather reports, notifications, etc. When it came to Passbook, the card-maintenanceRead More