Telecoms and Banks both operate behind regulatory barriers and both are being impacted by digital disruption. Telecoms went through this disruption before the Banks, so it is worth seeing if any strategies from Telecoms can be used by Banks. One strategy is what we see from two major European carriers.Read More
Post Tagged with: "30k Foot"
Spellchecker tells me that wirearchy is not a real word, but the phenomenon of individuals being empowered by networks and platforms is surely a real one. Peter Drucker, the greatest management thinker of all time, pointed out that the “firm” is a relatively recent innovation, designed to do the things thatRead More
This post was triggered by seeing the CEO of Motif on CNBC. Motifs were discussed as if they were a mainstream investing tool -which of course they are not – yet. The Motif PR team did good. This was a big step towards the mainstream. Then I recalled big adsRead More
When you read the words “fractional reserve banking” you are often in for “the system is evil and Bitcoin is the revolution”. I promise you that this is not one of those posts. I do believe that the business model of fractional reserve banking will be replaced by something else, but it willRead More
This blog is usually about Emergent Fintech; in this post I looked at Traditional Fintech. However, that breakdown may be too simplistic. So here is my shortened history of Fintech divided into 4 Eras (call them Version numbers if you prefer). Each era builds on the previous era. It is like going to an ancient…Read more We are in the 4th Fintech Era