Post Tagged with: "api"

Will Goldman Become a Verb? Watch the Marcus Ads!

Will Goldman Become a Verb? Watch the Marcus Ads!

by November 24, 2016 at 1:13 am 1 comment

Can there be something in corporate names that start with G? Why is it that GAFA has Google first? What is the tipping point that turns a corporate name into a verb? Malcolm Gladwell may have insights on these questions and a great story to tell us, as I urgeRead More

Banking APIs: Shapes, Colors, and Focus

Banking APIs: Shapes, Colors, and Focus

by November 13, 2016 at 1:21 am 2 comments

Is an Open API much like an 24/7 Open house? Maybe it is in some ways but it can also be gated. I actually like to think of Open APIs, as Private, Open for Distribution, Open for Business. Pardon my thinking in progress as I watch and monitor the versioning, pivoting,Read More

WealthTech Open APIs: Shapes, Colors and Focus

WealthTech Open APIs: Shapes, Colors and Focus

by November 10, 2016 at 2:04 am 0 comments

In May I wrote about The API movement in the robo-advisory space, and found that those with API offerings were companies in the brokerage business (which is severely disrupted as we speak) and not that much in businesses with robo-advisory offerings (without brokerage and custody). At the time (6months ago), IRead More

Help us to complete this Banking API Wiki on Fintech Genome

Help us to complete this Banking API Wiki on Fintech Genome

by July 19, 2016 at 1:00 am 2 comments

A major theme that we track on Daily Fintech is the “programmable bank”, how innovation is enabled by APIs that abstract complex layers of utility services so that innovators can focus on “rebundling” (creating new UX based on integrating unbundled best of breed services). We are also big believers inRead More

How PSD2 Enables the Unbundling & Rebundling of the Bank

How PSD2 Enables the Unbundling & Rebundling of the Bank

by June 24, 2016 at 1:00 am 4 comments

There are two types of regulation. One is just another annoying cost/process for the bank and a wonderful opportunity for consultants, lawyers, outsourcers & IT providers. Another type of regulation fundamentally opens up the market for innovation and threatens the control of the incumbents. PSD2 is the latter type. ItRead More

Final Days of API Survey with Open Bank Project

Final Days of API Survey with Open Bank Project

by June 9, 2016 at 4:02 pm 2 comments

Bank Innovation and Berlin-based Open Bank Project reunited this year for a second annual survey on API use at banks. This week is the final week to contribute to the research. We have already received many responses — and thank you to all those who have contributed answers — but weRead More

OutsideIQ Joins Bank Innovation INV as an API Partner

OutsideIQ Joins Bank Innovation INV as an API Partner

by April 5, 2016 at 9:21 am 0 comments

Toronto-based OutsideIQ, which uses artificial intelligence and big data to help companies analyze risk, has joined Bank Innovation INV as an API partner. Bank Innovation INV is a new fintech startup accelerator run by Bank Innovation and Fiserv, and includes five banks and a host of API partners. OutsideIQ demoedRead More

Venmo API Mix-up Gives Developers a Scare

Venmo API Mix-up Gives Developers a Scare

by February 29, 2016 at 4:50 pm 1 comment

The programming, fintech, and developer worlds got a scare Feb. 26 with an announcement that Venmo’s API had been shut down. In the midst of a major switchover from an existing API to a new beta, Venmo’s developer site had been replaced with a single box stating that “the VenmoRead More

How Starbucks Rewards Will Work Through Apple Pay

How Starbucks Rewards Will Work Through Apple Pay

by October 13, 2015 at 11:17 am 0 comments

Rewards are arguably the key driver in mobile payments. That’s because: 1) swiping a card is as easy as tapping a phone, though dipping a card may be another matter; and 2) mobile payments in the U.S. basically means Starbucks. The rest, for now, are used only occasionally by earlyRead More

Forget the Plastic, Wallaby Is All About APIs Now

Forget the Plastic, Wallaby Is All About APIs Now

by September 15, 2015 at 11:20 am 0 comments

So the Wallaby card never arrived — but hey, who needs cards anymore? Wallaby began beta testing in June 2012, and received $1.1 million in seed funding that August. The goal was to provide a card that would include all the user’s cards and deploy the optimal one based on theRead More