Post Tagged with: "Challenger Banks (Full Stack)"

How to Build a Full-Stack Bank in 5 Steps (Without a License or Core System)

How to Build a Full-Stack Bank in 5 Steps (Without a License or Core System)

by November 4, 2015 at 1:46 am 0 comments

  Image courtesy of Starling Bank This is like furniture that you assemble at home that comes with instructions that tell you that you will need: A great Customer Experience design team.If the shop wants to be more brutally honest, it will add something like this: “Your Minimum Viable ProductRead More

Branch Closures Will Soon Pass the Wile E Coyote Moment

Branch Closures Will Soon Pass the Wile E Coyote Moment

by October 23, 2015 at 4:06 am 0 comments

To avoid the Blockbuster/Borders/HMV fate, there are only 3 possible strategies: Close them quickly – get the pain over quickly, reposition the bank, free up management bandwidth. The problem is – who wants to buy your Retail Branch network? There is always a buyer, it is simply a question ofRead More

Why the Uber of banking Fintech model is a mirage

Why the Uber of banking Fintech model is a mirage

by May 12, 2015 at 3:30 am 0 comments

Pitches for “Uber of banking” ventures assume that you can leave the actual delivery to commoditized providers. This is a mirage. There  are three different Fintech startup models in Consumer banking: 1. Add an unregulated mobile layer on top of existing banking services. Simple is the best example (acquired by BBVA for $117m in Feb…Read more Why the Uber of banking Fintech model is a mirage