During a few days in London last week, there was a disconnect between public bullishness and private bearishness. The hype talk on stage contrasted with behind the scenes talk about bubbles and down rounds and layoffs. We have been trashing the Fintech hype all through 2015, so we are clearlyRead More
Post Tagged with: "Daily Fintech Advisers"
Which geeky Transaction Banker will become CEO of a big global bank and turn it into a mega Fintech?
Criteria for this elite job will include a passion for discussing the finer nuances of SWIFT Message Types, ISO 20022 standard and different types of Blockchains (permissioned vs permissionless, Altcoin vs Sidechains). Before laughing at the question, consider the fact the world has already seen a geeky transaction banker asRead More
I am using Unicorn as short hand for a $ billion of value created in a few years. The word has clearly been abused and over used and I believe that there are far fewer Unicorns than advertised (as discussed here). However the U word is still a reasonably usefulRead More
We interrupt our normal programming with a short commercial break. The folks who bring you the free Daily Fintech content are: STRATEGIC FINTECH DEALMAKERS leading your transformation and growth We work for three types of organizations: Financial Institutions moving into Fintech. Fintech Ventures. Tech companies moving into Fintech. Our focusRead More
We see three levels of maturity in the relationship between Fintech ventures and Banks: Level 1: Incomprehension. The other party just looks strange and it is hard to imagine a productive conversation. Level 2: Funding. Banks take minority equity stakes in Fintech ventures. This is the level that most relationships have reached. (FundingRead More
There will be another recession/bear market. Nobody knows when or how deep, but the statistical probability of mean reversion is a horse worth betting on. I am guessing that the current wild market (correction in a bull market telling you to buy the dips? start of a bear market? HedgeRead More
One of my favorite Fintech strategists is Chris Skinner. He usually gets it right and does it in interesting and entertaining ways. However I think he gets it wrong in this post in American Banker where he says: Like Airlines and Pharma, Banking’s Too Big to Disrupt I am notRead More
By Bernard Lunn I use “incredibly” deliberately. It is not credible that something as important as a go to market plan should be simple. This is so critical, so it has to be complex and difficult. Or does it? Making something simple makes it easier to get everybody aligned. Simplicity is key to execution and go…Read more Incredibly simple 1,2,3 go to market plan
Small business lending is a market window of opportunity big enough to drive a truck through. It is also a perfect fit for “rebundling“; business finance is too complex for point solutions. Small businesses need banks and banks need small businesses as digitization disruption hits their consumer revenue line. MassiveRead More
Daily Fintech Advisers helps financial service providers to compete in a digitized world. This site is our research platform; like open source, this research content is free forever and we charge for the customized advisory service. Banks go through three maturity levels as they survey the Fintech start-ups: Level 1 = Incomprehension. It just all…Read more Banking is a service business – so study Zappos more than Lending Club