Post Tagged with: "Daily Fintech Advisers"

What Fintech exits tell us about the bubble question

What Fintech exits tell us about the bubble question

by April 19, 2016 at 2:00 am 1 comment

During a few days in London last week, there was a disconnect between public bullishness and private bearishness. The hype talk on stage contrasted with behind the scenes talk about bubbles and down rounds and layoffs.  We have been trashing the Fintech hype all through 2015, so we are clearlyRead More

Which geeky Transaction Banker will become CEO of a big global bank and turn it into a mega Fintech?

Which geeky Transaction Banker will become CEO of a big global bank and turn it into a mega Fintech?

by October 26, 2015 at 3:11 am 1 comment

Criteria for this elite job will include a passion for discussing the finer nuances of SWIFT Message Types, ISO 20022 standard and different types of Blockchains (permissioned vs permissionless, Altcoin vs Sidechains). Before laughing at the question, consider the fact the world has already seen a geeky transaction banker asRead More

How to Create a Unicorn in 4 Difficult Steps

by September 22, 2015 at 2:43 am 0 comments

I am using Unicorn as short hand for a $ billion of value created in a few years. The word has clearly been abused and over used and I believe that there are far fewer Unicorns than advertised (as discussed here). However the U word is still a reasonably usefulRead More

Announcing Daily Fintech Advisers

by September 8, 2015 at 8:03 am 0 comments

We interrupt our normal programming with a short commercial break. The folks who bring you the free Daily Fintech content are: STRATEGIC FINTECH DEALMAKERS leading your transformation and growth We work for three types of organizations: Financial Institutions moving into Fintech.  Fintech Ventures. Tech companies moving into Fintech. Our focusRead More

Partnerships Mature Between Fintech Ventures and Banks 

by August 28, 2015 at 2:14 am 1 comment

We see three levels of maturity in the relationship between Fintech ventures and Banks: Level 1: Incomprehension. The other party just looks strange and it is hard to imagine a productive conversation.  Level 2: Funding. Banks take minority equity stakes in Fintech ventures. This is the level that most relationships have reached. (FundingRead More

Crash of the “Faux Unicorns” & Birth of the Anti-Fragile Unicorns

by August 25, 2015 at 2:46 am 2 comments

There will be another recession/bear market. Nobody knows when or how deep, but the statistical probability of mean reversion is a horse worth betting on. I am guessing that the current wild market (correction in a bull market telling you to buy the dips? start of a bear market? HedgeRead More

What banks can learn from the digital tsunami that hit media a decade ago

What banks can learn from the digital tsunami that hit media a decade ago

by August 18, 2015 at 2:56 am 0 comments

One of my favorite Fintech strategists is Chris Skinner.  He usually gets it right and does it in interesting and entertaining ways. However I think he gets it wrong in this post in American Banker where he says: Like Airlines and Pharma, Banking’s Too Big to Disrupt I am notRead More

Incredibly simple 1,2,3 go to market plan

by July 28, 2015 at 2:04 am 0 comments

By Bernard Lunn I use “incredibly” deliberately. It is not credible that something as important as a go to market plan should be simple. This is so critical, so it has to be complex and difficult. Or does it? Making something simple makes it easier to get everybody aligned. Simplicity is key to execution and go…Read more Incredibly simple 1,2,3 go to market plan

3 reasons banks are missing the massive opportunity to service small business

by July 22, 2015 at 1:58 am 2 comments

Small business lending is a market window of opportunity big enough to drive a truck through. It is also a perfect fit for “rebundling“; business finance is too complex for point solutions. Small businesses need banks and banks need small businesses as digitization disruption hits their consumer revenue line. MassiveRead More

Banking is a service business – so study Zappos more than Lending Club

by July 14, 2015 at 2:31 am 1 comment

Daily Fintech Advisers helps financial service providers to compete in a digitized world. This site is our research platform; like open source, this research content is free forever and we charge for the customized advisory service. Banks go through three maturity levels as they survey the Fintech start-ups: Level 1 = Incomprehension. It just all…Read more Banking is a service business – so study Zappos more than Lending Club