Post Tagged with: "Digital Wealth Management"

Fintech Opens IPO Window with BATS and Says ‘Sorry’ About Earlier IPO Fluffs

Fintech Opens IPO Window with BATS and Says ‘Sorry’ About Earlier IPO Fluffs

by May 30, 2016 at 1:00 am 1 comment

Image courtesy Westwick Partners The IPO window has been shut down for a while. The January crash put a padlock on that window. According to Renaissance Capital, 22 IPOs raised about $3.5 billion up to mid-May, which is down 63% by deal count from the same period last year. TheRead More

The Three Channels on the Lending Club Platform

The Three Channels on the Lending Club Platform

by May 19, 2016 at 2:00 am 0 comments

Lending Club is a public company and therefore, discloses more detailed information than the private lending marketplaces like Prosper. Looking into their annual reports, the three distinct channels of their matchmaking business (Borrowers matched with Lenders) and their growth can be found. To put things in perspective: Lending Club hasRead More

Lending Club Skiing Accident: 20th Century Disclosure Ghosts

Lending Club Skiing Accident: 20th Century Disclosure Ghosts

by May 17, 2016 at 2:07 am 0 comments

They were going fast, they were adapting new technologies, high growth rates, they were the first to go public. Of course, they weren’t wearing a helmet (not fashionable) and the crash happened on the lower slopes. In January we wrote in “Lending marketplaces grow up and get boring”: “Lending marketplaces haveRead More

Searching for the Priceline of Fintech after Lending Market Meltdown Week

Searching for the Priceline of Fintech after Lending Market Meltdown Week

by May 16, 2016 at 2:00 am 1 comment

You could have bought Priceline stock below $10 in 2001. For many years you had little to show for it. From then until 2008, you had some appreciation, but not much. Then the stock shot up above $1,000 (as of writing it is $1,261). Yes that is 100x return fromRead More

Blockchain in Capital Markets: Emerging Use Cases II

Blockchain in Capital Markets: Emerging Use Cases II

by May 11, 2016 at 2:13 am 0 comments

Izabella Kaminska at FTAlphaville, has done an excellent job of putting the current blockchain project-users cases in perspective. She emphasizes that there is too much versioning and regressing from fundamentals; essentially heading towards a different but centralized system. She also mentions that all this versioning is introducing lots of newRead More

The API Movement in Robo-Advisory

The API Movement in Robo-Advisory

by May 2, 2016 at 2:06 am 0 comments

Source There are 1700 APIs (rounded) shared on the Financial Category of the Programmable Web directory, plus 1200 in payments. Government has 1150, e-commerce 2500, and mobile 2450. Xignite launched last September the #FintechRevolution API ecosystem, which is a consortium of 21 companies supporting and connecting developers with best-of-breed financial APIs. The focusRead More

In Search of Robo-advisor Actual Performance. Anything Out There?

In Search of Robo-advisor Actual Performance. Anything Out There?

by April 25, 2016 at 2:26 am 0 comments

Aphrodite, a mobile cross-continental femme, shared publicly on the Daily Fintech platform her account integration concerns and her confusion in choosing from the multiple financial service providers that are competing to satisfy her needs. Unfortunately, the seasoned women in digital wealth management working on bridging the gender gap, Sallie Krawcheck andRead More

Equity broker or investment advisor? Who cares.

Equity broker or investment advisor? Who cares.

by April 18, 2016 at 2:06 am 0 comments

Aphrodite, a Femtech leader, has moved countries half a dozen times and maintains accounts (or trails of accounts) in each place she lived and worked at. Three different currencies and a mix of accounts, from checking, savings, to investment accounts; comprise her financial holdings. The accounts include some passive, “hosted”Read More

Pirates with Ties interview with Christoffer O. Hernæs of SpareBank 1

Pirates with Ties interview with Christoffer O. Hernæs of SpareBank 1

by April 15, 2016 at 2:00 am 1 comment

In the Pirates with Ties interview series, we are interviewing people who are leading digital transformation and innovation in major Financial Institutions. Christoffer O. Hernæs is a VP in strategy and innovation at SpareBank 1, the second largest financial institution in Norway.

US Financial advisers: confused and plucking daisies

US Financial advisers: confused and plucking daisies

by April 11, 2016 at 2:00 am 2 comments

April is underway and as I think of the digitization in wealth management for financial advisors, I see a confused and a low penetration segment. A March month end report in the FT titled “US financial advisers give robo-advisers a frosty reception” points to single digit adaptation rates of onlineRead More