Traditional Fintech is so boring – and so profitable. The question is whether these vendors will use some of those profits to transform themselves or let nimble startups with modern technology and new business models eat their lunch. Two years ago, in December 2014, we took a look atRead More
Post Tagged with: "Open API"
In this episode, Ron Shevlin hosts guests Rob Blackwell, Washington Bureau Chief of American Banker; Joe Adler, Deputy Washington Bureau Chief of American Banker; and Jim Marous, of The Financial Brand, to talk about what to expect with the new President-elect’s administration. Following that is an interview with Megan Caywood, chief platform officerRead More
In May I wrote about The API movement in the robo-advisory space, and found that those with API offerings were companies in the brokerage business (which is severely disrupted as we speak) and not that much in businesses with robo-advisory offerings (without brokerage and custody). At the time (6months ago), IRead More
This week is all about the impact of Open APIs on Finance, what we call the Programmable Bank. This is part of a series where we look at the impact of different disruptive technologies on Finance. In the past we have covered Blockchain, Artificial Intelligence, Regtech, Chatbots, XBRL and Wearables. API standsRead More
Data is the oil that will lubricate the wheels of the fintech sector. However creating data sets takes time and effort. So many fintechs argue that opening up access to bank data sets is in the interest of the greater public good. It’s a prickly question and skirts a greyRead More