Post Tagged with: "peer-to-peer"

Guevara, moral hazard and the future of P2P Insurance

Guevara, moral hazard and the future of P2P Insurance

by December 24, 2015 at 1:00 am 0 comments

In a two-part research note, we review the current crop of InsurTech startups in Peer-to-Peer Insurance. Part 1 yesterday positioned P2P Insurance, the protagonists and reviewed an alternative approach to protection insurance in China. Part 2 today looks at the role of P2P Insurance in addressing moral hazard and features Guevara,Read More

Peer 2 Peer Insurance is taking the industry back to its roots!

Peer 2 Peer Insurance is taking the industry back to its roots!

by December 23, 2015 at 1:05 am 0 comments

In a two-part research note, we review the current crop of InsurTech startups in Peer-to-Peer Insurance. Part 1 positions P2P Insurance, the protagonists and reviews an alternative approach to protection insurance in China. Part 2 looks at the role of P2P Insurance in addressing moral hazard and features Guevara, the UKRead More

P2P Comes to Wearables with Square Cash for the Apple Watch

P2P Comes to Wearables with Square Cash for the Apple Watch

by August 18, 2015 at 10:08 am 0 comments

Peer-to-peer payments have arrived on wearable devices with the arrival today of Square Cash for the Apple Watch. The service, with offers a simple numerical keyboard on smartphones, employs a dollar-bill layout on the watch, as seen here. Users tap bills until the correct amount is reached, similar to CIBC’sRead More

When the Middleman and ISP are Aligned

When the Middleman and ISP are Aligned

by May 20, 2014 at 10:50 am 0 comments

We have received numerous questions and comments on the congestion information that I shared on Internet interconnection in the U.S. and Europe. We thought it would be helpful to provide a bit more detail to create more open dialogue on these important issues. The measurement statistics that we used toRead More

Observations of an Internet Middleman

by May 5, 2014 at 10:11 am 0 comments

We received a lot of positive feedback, as well as a lot of questions when Mike posted his recent story, Chicken. Many of the questions asked for more specific data about the scale and size of the problem. This post is an attempt to provide some of that data. OurRead More

LendingClub Makes Deal to Offload Loans to Auto Finance Company

LendingClub Makes Deal to Offload Loans to Auto Finance Company

by July 15, 2013 at 11:01 am 3 comments

LendingClub has quietly inked a deal to offload the risk in the personal loans originated on its platform. And, surprisingly, that deal is with an auto lender. Santander Consumer USA, it was disclosed last week, has made a deal to acquire unsecured consumer loans originated on the peer-to-peer lending platform. The dealRead More