Post Tagged with: "Programmable Bank"

Introducing Open API Week on Daily Fintech

Introducing Open API Week on Daily Fintech

by November 9, 2016 at 3:23 am 1 comment

This week is all about the impact of Open APIs on Finance, what we call the Programmable Bank.  This is part of a series where we look at the impact of different disruptive technologies on Finance. In the past we have covered Blockchain, Artificial Intelligence, Regtech, Chatbots, XBRL and Wearables. API standsRead More

Banking API innovation from emerging and frontier markets

Banking API innovation from emerging and frontier markets

by July 21, 2016 at 1:00 am 1 comment

Two big themes on Daily Fintech are: First the Rest, then the West (the idea that innovation in the 20th century flowed from the West (America and Europe) to the Rest (Of the World, aka ROW, emerging, developing, frontier, high growth) and in the 21st century that flow of innovationRead More

Help us to complete this Banking API Wiki on Fintech Genome

Help us to complete this Banking API Wiki on Fintech Genome

by July 19, 2016 at 1:00 am 2 comments

A major theme that we track on Daily Fintech is the “programmable bank”, how innovation is enabled by APIs that abstract complex layers of utility services so that innovators can focus on “rebundling” (creating new UX based on integrating unbundled best of breed services). We are also big believers inRead More

The Great Fintech Rebundling

The Great Fintech Rebundling

by May 26, 2015 at 1:35 am 1 comment

You know all those cool infographics of the Unbundling of a Bank with lots of startup logos? The Great Fintech Unbundling also looks like this: Rebundling usually follows Unbundling in the tech business and looks like this: Some people care about music technology. I had pals at University who would obsessRead More

Startups Win by Doing One Thing Well, Banks Win by Integrating the UX Using APIs

by March 19, 2015 at 1:29 am 0 comments

Banks need to stop thinking of Emergent Fintech as a threat and look at Emergent Fintech as the biggest productivity tool ever given to their IT team. Emergent Fintech Startups win big by doing one thing well and generating network effects. The mantra is focus, focus, focus. What used to beRead More

Xignite – the picks and shovels for democratizing financial trading

by March 2, 2015 at 1:19 am 0 comments

Three eons ago (an eon in tech translates as a decade in human time) there was a disruption in the market for market data caused by the transition from analog to digital data feeds. I had the pleasure of helping to build a venture that rode that wave of disruptionRead More

Fintech 1,000 Landscape Report: Programmable Bank

by February 26, 2015 at 3:17 am 0 comments

This Landscape Report could also be called Bank APIs. I like the name Programmable Bank because it resonates with Programmable Web.  It implies a Mashup approach to system development. This is fundamentally different to the huge, multi year core banking enterprise system development of the past. This is a bigRead More