Post Tagged with: "research"

Millennials’ Mobile Banking Usage Is Now Close to 70%

Millennials’ Mobile Banking Usage Is Now Close to 70%

by March 30, 2016 at 11:04 am 2 comments

For Gen Y, the rallying cry was, “I want my MTV.” For Millennials, the cry might as well be, “I want my mobile banking.” About 67% of Millennials now use mobile banking, according to a study released today by the Federal Reserve. This compares to 18% for those consumers aged 60Read More

Marketplace Lenders Win 20% of Small Business Loan Apps, Fed Says

Marketplace Lenders Win 20% of Small Business Loan Apps, Fed Says

by March 23, 2016 at 10:34 am 3 comments

Marketplace lending has siphoned a notable share of small business lending, new research shows. According to a little-noticed report from the Federal Reserve Bank of Richmond, fully 20% of all small business loan applications are now being originated by marketplace lenders. And in loans to companies that have less thanRead More

Reality Does Not Match Perception in Banking Innovation

Reality Does Not Match Perception in Banking Innovation

by October 7, 2015 at 10:33 am 3 comments

Banking industry executives see the perception of their brands’ innovation skyrocketing. The reality of how much innovation is going on in banking: not so much. That’s the essence of Bank Innovation‘s State of Banking Innovation study for the third quarter of 2015. Specifically, industry executives rated the overall innovation at theirRead More

Bank Innovation, Open Bank Project Form API Research Partnership

Bank Innovation, Open Bank Project Form API Research Partnership

by March 16, 2015 at 11:16 am 5 comments

Bank Innovation has teamed with the Open Bank Project to conduct a research initiative surrounding the use of APIs in banking. Specifically, Bank Innovation and the Open Bank Project will undertake a research survey to better understand how banks worldwide are prioritizing API initiatives and why. We intend for the query to uncoverRead More

Ignore the Banking Studies?

Ignore the Banking Studies?

by March 25, 2014 at 10:22 am 1 comment

You can find data to tell you just about anything about banking these days. That’s not a good thing. This morning I came across two banking studies that, while not exactly contradictory, seem to be implying two opposing trends. On the one hand, there is the Bankrate.com study released today thatRead More

What Time of Day Do Most Mobile Deposits Occur?

What Time of Day Do Most Mobile Deposits Occur?

by April 16, 2013 at 2:56 pm 1 comment

When do mobile banking customers deposit checks using remote deposit capture (RDC) on their smartphones or tablets? At night and over the weekends, from the comfort and safety of their homes? It turns out most mobile deposits take place during banking hours. 66% of mobile deposits occur between 10 a.m. andRead More

Innovation Spending at Banks Appears Split Between Channels and Channel Integration

Innovation Spending at Banks Appears Split Between Channels and Channel Integration

by March 25, 2013 at 9:58 am 3 comments

SAN FRANCISCO — Should banks spend on the channel or channel integration? That’s the central question that appears to face bankers today, according to a live poll conducted during last week’s Bank Innovation 2013 event. Bankers are largely falling into two camps. About 31% of bankers say their companies areRead More

The 2013 Bank Innovation Survey

by March 6, 2013 at 1:39 pm 0 comments

For the second consecutive year, we are conducting a research study to better understand innovation in the banking industry, and how that innovation will change over the next five years. Results of this survey will be released at the upcoming Bank Innovation 2013 conference.

TRAC Research – CIO’s View of Application Performance Management

TRAC Research – CIO’s View of Application Performance Management

by February 5, 2013 at 12:00 pm 0 comments

According to TRAC’s research, 59% of CIOs surveyed stated the ability to increase the amount of IT resources that are available for investing in innovation and new services as their top strategic goal, while the third highest rated goal of CIOs was to reduce the cost of managing IT (48%).

The data also shows that implementing Application Performance Management (APM) strategies has a direct positive effect in both of these areas. For CIO’s, this means less headaches.

Relationship Trumps Fees for Small Business Bank Satisfaction

Relationship Trumps Fees for Small Business Bank Satisfaction

by October 25, 2011 at 5:21 am 0 comments

At a time when discussion around higher bank fees is at a fever pitch, small businesses value the human touch more than ever and are more satisfied with their banks than they were in 2010 according to the just released J. D. Power and Associates 2011 U…