The Tipping Point for UK Challenger Banks

  • Daily Fintech
  • March 8, 2016
Bank concentration is a problem in many markets, but it is particularly acute in the UK where the Big Four control 77% of the consumer market and 85% ...

Online Only, Open and Honest: first direct

  • Philip Ryan
  • March 6, 2013
There have been online-only banks before, but never one with quite the openness of first direct, HSBC’s out-of-the-box banking subsidiary. When first ...

Is HSBC Headed for Branch Banking Disaster?

  • JJ Hornblass
  • February 20, 2013
What happens to branch performance when bankers’ profit motive is severely altered? That’s the question that struck me as I read about HSB...