Post Tagged with: "WealthTech"

Secco Bank and the Future World of MyDigitalAssets

Secco Bank and the Future World of MyDigitalAssets

by September 22, 2016 at 2:00 am 0 comments

During a webinar focused on Digital Wealth Management for one of our clients, I thought that I would poke the audience by discussing a Future World in which we all create wealth by investing in our Digital Assets. I started by referring to MyCreditScore, as a Digital asset, only becauseRead More

Reporting from Finance 2.0 #Crypto16: The Internet of Value, Suing Smart contracts, and Bitcoin use cases

Reporting from Finance 2.0 #Crypto16: The Internet of Value, Suing Smart contracts, and Bitcoin use cases

by September 19, 2016 at 2:00 am 0 comments

    “Now forget Bitcoin altogether…. What is here to stay – what we’re left with – is a platform whereby how we perceive value will increasingly become more crucial to our growth as a species, eventually creating cultural and societal shifts that defy our limited analog imaginations.” Excerpt from the “WhatRead More

The Digital Mortgage Market II: Software, Platforms, Analytics, Apps, Chatbots, and Bitcoin payments!

The Digital Mortgage Market II: Software, Platforms, Analytics, Apps, Chatbots, and Bitcoin payments!

by September 15, 2016 at 2:00 am 0 comments

Kevin Simback and Josie Lee seeded the list of US companies using technology in the broad Digital Mortgage Market – MortgageTech. I keep the conversation categorization and add on a few names. 1 – Mortgage Enterprise Solutions – this includes offering lending operating system (LOS) providers, marketing/lead gen/application/underwriting/fulfillment/closing platforms, servicingRead More

The Digital Mortgage Market I: Mort (Dead) & Gage (Pledge)

The Digital Mortgage Market I: Mort (Dead) & Gage (Pledge)

by September 14, 2016 at 2:00 am 1 comment

This is Part I of a series looking into the Mortgage Market. The inspiration came from a great conversation that Kevin Simback , Director of Strategy at IBM Lending Solutions, started on the Fintech Genome, MortgageTech – the last frontier for Fintech? A starting list of companies focused on Mortgage.Read More

Are ETFs Trackers that Fintech can turn into Trucks with No Breaks?

Are ETFs Trackers that Fintech can turn into Trucks with No Breaks?

by September 8, 2016 at 2:00 am 2 comments

Could the next financial crisis come from the over $3trillion ETF and index market? Could the trend – heavy use of ETFs – lead into the next structured product debacle? Are these trackers, prone to becoming dangerous trucks with no breaks, ready to collide in the next unexpected turn ofRead More

XBRL usage from Banks and Fintechs

XBRL usage from Banks and Fintechs

by September 4, 2016 at 2:00 am 2 comments

XBRL adaptation for reporting, monitoring and supervisory purposes is a broad topic that encompasses Central Banks, Regulators, Stock exchanges, individual companies (both private and public). Main relationships that can benefit from XBRL adaptation in the financial sector Central Banks can improve their favorable financing business to the banks, if theyRead More

XBRL Leading to Better, Cheaper, Pay-as-You-Consume Data & Metadata

XBRL Leading to Better, Cheaper, Pay-as-You-Consume Data & Metadata

by September 3, 2016 at 2:00 am 1 comment

In capital markets (public and private) there is an atmosphere pushing towards Transparency, Real-time access, Low cost & Higher Quality, and Pay-as-you-Consume pricing models; especially in the Data and Metadata space. The Data space encompasses primary financial data and the Metadata space, refers to anything produced through analytics that canRead More

It’s the Fees, Stupid! Fee-Adjusted Return On Capital (FAROC)

It’s the Fees, Stupid! Fee-Adjusted Return On Capital (FAROC)

by August 26, 2016 at 3:00 am 1 comment

Image source It’s the fees stupid! is one thing that old and young can agree on One conference session that I ignore is the one that tells me that Millennials use mobile phones and that explains their adoption of new financial services. The conference session usually starts with a middle agedRead More

What Data Feeds Your Robo-advisor?

What Data Feeds Your Robo-advisor?

by August 24, 2016 at 2:02 am 1 comment

Much like vegetables, we should all be concerned with the Kind of Data and the Quality of Data. Choices of data (and veggies) abound and we need to pick the appropriate set-combo. Quality of Data is a more complex issue that troubles mostly risk managers and regulators but should alsoRead More

The VC business is finally being disrupted

The VC business is finally being disrupted

by August 18, 2016 at 1:00 am 1 comment

Image source VCs love to invest in technology and business models that disrupt the old established way of doing things. The irony that VC is now an old established way of doing things has not been lost on many people and the disruption of VC has been much forecast forRead More