Post Tagged with: "Working Capital Finance"

Small Retailers Need Disruptive Fintech to Reduce Working Capital Finance

Small Retailers Need Disruptive Fintech to Reduce Working Capital Finance

by December 4, 2015 at 2:14 am 0 comments

Small retailers are the backbone of the economy and yet they are the last place getting value from Fintech innovation. This is a massive opportunity, but not an easy one to crack. It needs some disruptive innovation. Working Capital Finance for small business is the massive market we have beenRead More

How Lending Marketplace hyper-growth is changing Supply Chain Finance

How Lending Marketplace hyper-growth is changing Supply Chain Finance

by December 2, 2015 at 2:22 am 0 comments

  Supply Chain Finance is one tool within Working Capital Finance. Yesterday we looked at how Banks are losing out in this massive market. Today’s research note explores how the hyper-growth phase of Lending Marketplaces (which we describe here) is fundamentally changing Supply Chain Finance. Innovation keeps on coming in the working capitalRead More

What does the 70% decline in Tungsten Networks price mean for working capital finance?

by October 6, 2015 at 3:00 am 0 comments

  When Tungsten Networks did their IPO on the London market in October 2013, I was involved with a project in working capital finance. Tungsten was the big story that got everybody’s attention. The story was plausible and the entrepreneur telling the story was charismatic. So the IPO was aRead More

$1 billion raise by SoFi heats up the ‘Uber of marketplace lending’ battle

by October 2, 2015 at 12:26 am 0 comments

Although the Uber of Banking tag does not make sense, narrow it to marketplace lending and the tag is certainly appropriate. The reason is simply network effects. Banking as a whole is a service business not a network-effects business. My decision to use bank x rather than bank y doesRead More