Lenddo is like Klout for your credit score. Using the number and quality of your social connections to help determine your creditworthiness, Lenddo is looking to bring fair lending to those who might be denied credit from traditional sources. Based in the Philippines, Lenddo has a strong following among Spanish speakers. Its mission is to “support the middle class in emerging markets,” but it can work anywhere. It’s actually an old-fashioned idea — granting credit based on your standing in the community, rather than looking at a spreadsheet.