What is the state of banking innovation today?

Each year, we poll the industry to find out. Fintech funding has grown tougher for startups, but banks’ balance sheets are looking stronger– what does it mean for innovation?

Talk has shifted from last year’s discussions on blockchain and chatbots to artificial intelligence, ICOs, and cloud-based cores. Many observers at Finovate Fall in New York noted a “back-to-basics” mentality, with demoing companies revisiting technology first seen five or more years ago. Banks are looking more seriously at CRM, PFM, and P2P, but in new, and hopefully improved, forms.

To assess the true state of financial innovation, we offer this survey on the State of Banking Innovation.

We will be making donations to AirLink, a great charity for global disaster relief, for every response we get. Results from the survey will be shared here on Bank Innovation.

To participate, click here.

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Philip Ryan is Senior Editor of Bank Innovation and Senior Director of INV Fintech. He began covering financial services in 2012 and has more than 15 years' experience in online journalism, which makes him quite old. He can be reached at pryan@royalmedia.com.

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