About Us

Bank Innovation, launched in 2009, is produced by Royal Media, a media company that has served the financial services industry since 1995. The site offers industry professionals unique intelligence on innovation in financial services.

Bank Innovation tracks and encourages innovation in banking. We guide innovation professionals to better results, and highlight new technologies that deserve attention. Our goal is simple: to make banking and innovation executives better.


Bank Innovation Team

JJ Hornblass, Executive Editor

JJ previously started the first iteration of Bank Innovation back in 2007, and has been working on it ever since. He also serves as President & Chief Executive Officer of Royal Media Group (RMG), Bank Innovation’s parent. He founded RMG in 1995 and oversees all aspects of the New York-based diversified media company. Prior to forming RMG, JJ was on the editorial staff of American Banker, the daily newspaper, and worked as an editor of a business magazine in Hong Kong. As a reporter and editor, he has won journalism awards from the National Press Foundation, Newsletter & Electronic Publishers Foundation, and the Reader’s Digest Foundation. He has a BS in Economics from Yeshiva University and a Master’s from the Columbia University Graduate School of Journalism. He lives in New York City with his wife, two daughters, and son. He counts among his accomplishments one New York City Marathon, two New York City Triathlons and the 2010 Father’s Day 5K, the first race he ever ran with his daughters.

Phil Ryan, Senior Editor

Phil Ryan is Senior Editor of Bank Innovation and Senior Director of the site’s sister accelerator, INV Fintech. Before Bank Innovation, which he joined in the summer of 2012, he worked on Tricycle: The Buddhist Review, a well-regarded quarterly journal where he was Executive Editor. He was Tricycle‘s second web editor and the only one in the office with a modem. Phil worked as a web developer for the Fund for the City of New York for six years, helping not-for-profit organizations transition print materials to the web, and working with New York City schools to train high school students in the use of HTML, Javascript, and CSS. He was an HTML developer (and worked a lot in the Mac-based database application Filemaker Pro) at Ocean-7 Development back in the go-go ’90s. You can see his work on the Alcoa website on the Wayback Machine. Actually a lot of his life is viewable only on the Wayback Machine. 


Grace Noto, Associate Editor

Grace Noto is Associate Editor of Bank Innovation. She has an MA from the University of Essex, as well as BA in English and a BA in Journalism from SUNY New Paltz. Prior to joining Bank Innovation in the summer of 2016, she worked on Electronic Products Magazine, an online publication surrounding technology and computer engineering, and has worked for other publications, including the Poughkeepsie Journal. She also writes in her spare time, and really needs more hobbies.



Tatjana Kulkarni , Associate Editor

Tatjana Kulkarni is Associate Editor at Bank Innovation. Before Bank Innovation, she was the marketing coordinator at conference producer Capital Roundtable. Prior to that she was a business reporter for nearly three years at The Deal. She has an M.A. in International Relations from New York University and a B.A. in Journalism from L.I.U. Post. In her spare time she travels as much as possible, making it a point to visit at least one new country per year.


Industry Recognition

Listed in the top 10 of Feedspot’s Top 80 Fintech Blogs (May, 2017)

Bank Innovation is a member of the The FinTech Professionals Association. The group’s mission is to bring the traditional financial services world together with new and emerging financial technology companies to expand opportunities, share ideas, network and shape the future of the industry. The FTPA is comprised of FinTech entrepreneurs and professionals from across the globe, representing financial institutions as well as new insurgents.

In May 2017, BI was listed as one of the Top 20 Fintech Blogs and Publications to Follow by Crowd Valley, as well as listed in the top 10 of Feedspot’s Top 80 Fintech Blogs and Websites for Financial Services Professionals.

In 2012 and 2013, we were cited as one of the best banking blogs by The Financial Brand editors and by its readers.

Best Banking Blog 2013Best Banking Blog 2012







How to Reach Us:

Bank Innovation
8 W 38th Street, Suite 901
New York, NY 10018

T 212.564.8972

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