Are Ride-Hailing Apps Responsible for Southeast Asia’s Growing Fintech Market?

Fintech in Southeast Asia is reaching new records for both deals and funding. One of the reasons for this rise may be, perhaps surprisingly, the ride-hailing business. The region, which includes countries like Vietnam, Indonesia and the Philippines, among others, is a widely under-banked market. In fact, according to a CB Insights report, published Wednesday, […]

Citizens Access Adds $1.6 Billion in Deposits in Q1

Citizens Access, the digital-only arm of Citizens Financial Group, has attracted $4.6 billion in deposits through the first quarter of 2019, up sharply from $3 billion at the end of 2018. About 96% of the balances are new to Citizens Financial — and there’s room to grow, executives said today on the earnings call. Chairman and […]

User Experience Is Key to Customer Satisfaction, Report Says

Having a “frictionless” user experience (UX) is among the top three qualities that bank customers look for when picking a new bank, right after “security” and “trustworthiness,” according to a new report by financial technology provider, FIS. The results came from a report released on Tuesday, titled “The 2019 Performance Against Customer Expectations,” which asked […]

The Non-QM Challenge & How Technology Can Help

By all accounts, the non-qualified mortgage (non-QM) market is booming. In 2018 alone, $11.38 billion of expanding-credit MBS, including non-QMs, was issued, and analysts expect a 60% increase in these products in 2019. Despite this sudden rise in popularity, many mortgage professionals still have concerns about non-QMs, fearing increased risk after the mortgage market finally […]

The Best Online Banks Right Now

Keeping your money in a bank is common sense at this point, but online banking is – unfortunately – not something many people have grown accustomed to, yet. There are many benefits to explore in this area, and it’s not a bad idea to check out what some online banking services can do for you […]

Study Shows Strong Relationship Between Credit Score Review and Credit Score Increase

Can regularly checking your credit score actually help improve your results? We wanted to know the answer to that critical question, so Credit Sesame partnered with Megan Hunter Antill and Jessica Yu, Ph.D., candidates in Quantitative Marketing at Stanford Graduate School of Business, to find out. We conducted an analysis of consumer behavior patterns and […]
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