The Impact of Technology on Banking: Revolution or Evolution?
For quite a long time, traditional brick and mortar banks only had to worry about making money and being profitable. All that is changing due to emerg...
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What’s your Bank’s Technology and Innovation Budget?
Innovation is expensive. And for banks, making sure regulatory and security compliance is met on each technology undertaking only makes those costs la...
Can Fintech Pave a Way for Financial Inclusion?
Federal Reserve Governor Lael Brainard addressed barriers to financial inclusion at a conference hosted by the Boston Fed and the Aspen Institute in B...
How Crédit Agricole Staves Off Competition From Fintechs
Bank Innovation has learned that Crédit Agricole, a €1.76 trillion ($2.01 trillion) bank headquartered in France, has achieved 70% digitization of its...
Alliant Credit Union Allocates Nearly Twice as Much On Technology as Banks of the Same Size
Alliant Credit Union’s budget allocation for technology is almost twice as high as the average bank of the same size. Most banks won’t readily share e...
RBC Spent $1.1 Billion On Digital Over the Last 4 Years
Royal Bank of Canada has invested $1.1 billion on innovation over the last four years and added 1,000 employees to work on digital initiatives since 2...
The Future Is Not Bright For Most Angel-Stage Fintech Startups
Most fintech startups don’t survive. The landscape of payments, lending, artificial intelligence might seem bustling thanks to all the industry hoopla...
How Umpqua’s CEO Is Bringing the Bank’s Famous CX into the Digital World
If there is one way to describe Umpqua Bank’s innovation plans it would be "human digital," according to the bank’s new CEO, Cort O’Haver. Human digit...
Fifth Third Bank Strives to Make Cincinnati into the Next Fintech Hub
PREMIUM - CINCINNATI -- This city might seem like an unlikely place for fintech innovation, but it has the ingredients to be just the right breeding g...
Your 2013 State of Banking Predictions for This Year Were Right on the Money
PREMIUM —In 2013, Bank Innovation asked readers to predict the state of innovations in banking for 2018. Data collected in the September 2013 Bank Inn...