New York, NY

A data analytics and infrastructure platform for loan originators and investors.

Launched in 2014, Blackmoon offers “marketplace lending as a service.”

The company provides a secure platform for both loan originators and investors, offering loan scoring tools and an area for flexible investment portfolio building.

Why are we watching them? The company offers a composite approach to lending, which means implementing marketplace approach on top of traditional lending infrastructure.

Loan origination is a complex thing, and it’s worth keeping an eye on a company that uses automation and data analytics to make it just that much simpler.
Austin, Texas

Employs blockchain technology to provide secure, decentralized solutions for compliance, IoT, health records.

This Austin-based startup’s goal is to provide companies with all of the security benefits of the blockchain, without experiencing any of the typical problems that come with building one’s own chain (cost, speed, etc). Factom uses blockchain-as-a-service to securely store data in a decentralized way, with everything from mortgage documents to digital assets to compliance data.
Chicago, Illinois

Utilizes machine learning and AI technology to discern tampering or manipulation of financial markets.

This company wants to bring machine learning and artificial intelligence to the compliance world. The company, whose name is short for “neural forensics,” is applying these tools in order to detect manipulation of financial markets.
San Francisco

Provides identity verification services for financial services clients.

Protecting against fraud is one of the most costly areas of compliance, which is where regtechs like Onfido come in.

Started back in 2012 in San Francisco, Onfido provides identity verification services to its clients in order to help onboard customers with less fuss and less fraud. The regtech uses machine learning technology to authenticate the identity of those onboarding, reducing the risk of fraud and the rate of dropoffs, while streamlining the overall process.
Vancouver, BC, Canada

Provides identity authentication services to FIs using machine learning, data analytics.

The startup provides identity authentication services by using advanced analytics of traditional as well as alternative identifiers–government data, social login providers, etc.–in order to verify whether a user’s identity is real or fraudulent.

This security is applied to fraud and compliance systems across the globe, helping to lower compliance costs.